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Medicare
 

What is Medicare?

The Different Parts of Medicare

MEDICARE

What Is Medicare?


Medicare is health insurance for the following:

  • People age 65 or older
  • People under age 65 with certain disabilities
  • People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)


The Different Parts of Medicare


The different parts of Medicare help cover specific services.

Medicare has the following parts:
Medicare Part A (Hospital Insurance)

  • Helps cover inpatient care in hospitals
  • Helps cover skilled nursing facility, hospice, and home health care

Medicare Part B (Medical Insurance)

  • Helps cover doctors’ services, outpatient care, and home health care
  • Helps cover some preventive services to help maintain your health and to keep certain illnesses from getting worse

Medicare Part C (Medicare Advantage Plans) (like an HMO or PPO)

  • A health coverage option run by private insurance companies approved by and under contract with Medicare
  • Includes Part A, Part B, and usually other coverage like prescription drugs

Medicare Part D (Medicare Prescription Drug Coverage)

  • A prescription drug option run by private insurance companies approved by and under contract with Medicare
  • Helps cover the cost of prescription drugs
  • May help lower your prescription drug costs and help protect against higher costs in the future

For further information please visit: http://www.medicare.gov or contact Sara Seldowitz on 718 778 8808 ext.25.